ADVANCE INSURANCE CONSULTANTS, INC

Advance Insurance Consultants, Inc
Advance Insurance Consultants, Inc
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    • Home
    • Why Us?
    • Services
      • Business Insurance
      • Salon Insurance
      • Restaurant Insurance
      • Manufacturers
      • Professional Liability
      • IT Insurance
      • Gas Station
      • Homeowner Insurance
      • Renters Insurance
      • Auto Insurance
      • Personal umbrella
      • Contractor Insurance
      • Bond
      • Workers Compensation
      • Travel and Specialty
      • Life and Health Insurance
      • Services
    • Get a Quote
      • Instant Quotes
      • Questionnaire
    • Blog
    • About Us
    • Contact Us
    • Liquor/Convenient Store

  • Home
  • Why Us?
  • Services
    • Business Insurance
    • Salon Insurance
    • Restaurant Insurance
    • Manufacturers
    • Professional Liability
    • IT Insurance
    • Gas Station
    • Homeowner Insurance
    • Renters Insurance
    • Auto Insurance
    • Personal umbrella
    • Contractor Insurance
    • Bond
    • Workers Compensation
    • Travel and Specialty
    • Life and Health Insurance
    • Services
  • Get a Quote
    • Instant Quotes
    • Questionnaire
  • Blog
  • About Us
  • Contact Us
  • Liquor/Convenient Store

HOMEOWNERS INSURANCE

 

A Homeowners Insurance policy protects your personal property as an owner or renter. A comprehensive policy will replace your assets in case of fire or other disasters. It also protects you in case someone is injured on your property. The all risk policy covers all claims unless specific exemptions are mentioned. A named-perils policy only covers those perils specifically mentioned in the policy.
In short, a Homeowners Insurance policy customized to your needs and concerns will give you great peace of mind. Homeowner's insurance, also known as home insurance or property insurance, is a type of insurance coverage that protects homeowners against various risks and provides financial compensation in the event of damage to their property or possessions. Here is some information about homeowner's insurance:

Coverage Options:

Dwelling Coverage:

Protects the structure of your home, including the walls, roof, floors, and other permanent fixtures, from covered perils like fire, windstorms, vandalism, or theft. 

Other Structures Coverage:

Covers structures on your property that are separate from your main dwelling, such as a detached garage, shed, or fence. 

Personal Property Coverage:

Reimburses you for the loss or damage of personal belongings inside your home, including furniture, electronics, appliances, clothing, and valuables. It typically covers perils such as fire, theft, vandalism, or certain natural disasters. 

Liability Coverage:

Provides financial protection if someone is injured on your property and files a lawsuit against you for damages. It can cover medical expenses, legal fees, and settlements or judgments, up to the policy limits. 

Additional Living Expenses:

If your home becomes uninhabitable due to a covered loss, this coverage helps with additional costs such as temporary accommodation, meals, and other necessary expenses while your home is being repaired or rebuilt.
Medical Payments to Others: Covers medical expenses for guests who are accidentally injured on your property, regardless of fault. 

Optional Coverage:

Homeowners can often add additional coverage options for specific needs, such as flood insurance, earthquake insurance, or coverage for high-value items like jewelry or fine art. 

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Advance Insurance Consultants, Inc

1783 South Washington Street Suite # 101-B, Naperville, Illinois 60565, United States

service@advanceins.net | (630) 718-9492

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